We are committed to creating and maintaining housing that is affordable to our workforce and our low and moderate income residents, families and seniors. The number of affordable housing units in San Rafael is evidence of the our commitment to providing housing opportunities to all income levels.
Information for Below Market Rate (BMR) Owners
- Marin County FY 2021 Median Household Income Schedule
- Marin County FY 2022 Percentage Based Income Limits
- Residential Rehabilitation Loan Program
Information for Below Market Rate (BMR) Renters
Affordable Housing Programs
Emergency Rental Assistance Program
The Marin County Rental Assistance online application portal has closed. You can check the status of your submitted application here.
If you submitted an application prior to the close of the portal, and are pending a final decision from the program, state law provides eviction protections against unlawful detainer actions as a result of nonpayment of rent for the months of eligible assistance you requested. These state level protections are in place until June 30, 2022.
Applications received after January 8th are placed on a the reserve list and will be processed if remaining funds are available.
Due to the high volume of inquiries, responses may take up to 3 business days.
Ownership Housing Program
The Below Market Rate ownership housing program is administered by Marin Housing Authority with assistance and policy direction from our staff. Since the inception of the program, over 150 households have been assisted with first time home purchases at affordable prices. San Rafael has 111 affordable ownership homes. All of the units have long term Resale Restriction that restrict the sales price to keep the unit affordable to low and moderate income buyers. Additional information on the affordable ownership housing program including the application and program rules can be found on the Home Ownership page of the Marin Housing site or at (415) 491-2550.
Many low income households are unable to enjoy the advantages of homeownership due to financial constraints. These families often pay monthly rent that exceeds the monthly cost for a BMR unit. Marin Housing Authority ("MHA") has Federal programs to assist low income households with home ownership, including the mortgage credit certificate program. MHA has been able to provide every eligible BMR buyer with a mortgage credit certificate for over 10 years. Additional information on these programs can be found on the Home Ownership page of the Marin Housing site or at (415) 491-2550.
Our Housing Inventory
We have ensured long-term affordability in 1,315 housing units. 92% (1,204) of these are rental units and 8% (111) are ownership. Our affordable units are disbursed throughout the City with 50% in Downtown, 12% in East San Rafael, and 38% in North San Rafael.
BMR Rental Housing Program
Marin Housing Authority administers the BMR rental program. Thirty properties are required to provide tenant income and rent certifications to Marin Housing Authority annually. Marin Housing provides annual notification to the property owners regarding the allowable rent levels after HUD publishes the new County median income figures. More information on the affordable rental program including a list of private apartments with affordable units and the maximum allowable rents for those units can be found in our 2021 Affordable Housing Rent Schedule.
Community Development Block Grants (CDBG) and HOME
Our staff works with the County Federal Grants division to allocate housing funds in the San Rafael Planning Area pursuant to a cooperative agreement. CDBG and HOME funds are allocated on a specific funding cycle, with applications due in December for funding in the following July. Additional information on these programs is available at County of Marin or (415) 499-6695.
Low interest loans and grants are available to low income homeowners for rehabilitation and handicapped accessibility improvements. The program is administered by Marin Housing and is only available to single family homeowners. The majority of the loans are made to low income seniors.
Housing Support Services
Staff Involvement in Affordable Housing
We provide predevelopment technical assistance on many of the sites that have major issues or site development costs that can preclude housing development and/or redevelopment.